The Onmo Credit Card
Credit needn't be complex
We've designed a credit card that's fairer, easier, and widely accepted. (It happens to be more stylish, too).
Response in minutes
This check won't affect your Credit Score
Representative example: Assumed credit limit £1,200. Interest rate 39.9% p.a. (variable). Representative 39.9% APR (variable).
Failing to make payments on time or going over your credit limit could damage your credit score, making it harder to obtain credit in the future.
Flexible limits, from £200
No two people are the same. That's why we use smart tech and data to determine the right APR and credit limits for every individual.
A fairer approach to interest
We only charge interest from the day payment is due, not the day you borrow (no matter how much you spend). Interest is then updated daily, putting a stop to end-of-month surprises. It all adds up.
Complete control: 24/7
Our new app puts you in control of your spending and payments. Understand exactly where your money's going, freeze your card, and set reminders - in one place.
The Onmo App
A clearer view
Need your card's three-digit CVV? Wondering what your Direct Debit payments are? Need to control spend through pop-up notifications?
In the Onmo app, everything's there within a couple of taps.
Improve your Credit Score
Onmo proactively helps you build your credit rating, reducing APR (and charges) over time. Our app can alert you of activity that may negatively impact your Credit Score, or incur charges - for example, exceeding your limit or failing to make timely payments.
Response in minutes
This check won't affect your Credit Score
Representative example: Assumed credit limit £1,200. Interest rate 39.9% p.a. (variable). Representative 39.9% APR (variable).
Failing to make payments on time or going over your credit limit could damage your credit score, making it harder to obtain credit in the future.